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Consumer Knowledge and Financial Decisions

Consumer Knowledge and Financial Decisions Author Douglas J. Lamdin
ISBN-10 1461404754
Release 2011-11-23
Pages 342
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There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. Financial Decisions Across the Lifespan brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume each chapter follows a similar format: (1) what individuals know or need to know (2) how what they know or need to know affects financial decisions and outcomes (3) ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved.

International Handbook of Financial Literacy

International Handbook of Financial Literacy Author Carmela Aprea
ISBN-10 9789811003608
Release 2016-03-24
Pages 713
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This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

The Oxford Handbook of Work Engagement Motivation and Self Determination Theory

The Oxford Handbook of Work Engagement  Motivation  and Self Determination Theory Author Marylene Gagne
ISBN-10 9780199794911
Release 2014
Pages 444
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Self-determination theory is a theory of human motivation that is being increasingly used by organizations to make strategic HR decisions and train managers. It argues for a focus on the quality of workers' motivation over quantity. Motivation that is based on meaning and interest is showed to be superior to motivation that is based on pressure and rewards. Work environments that make workers feel competent, autonomous, and related to others foster the right type of motivation, goals, and work values. The Oxford Handbook of Work Motivation, Engagement, and Self-Determination Theory aims to give current and future organizational researchers ideas for future research using self-determination theory as a framework, and to give practitioners ideas on how to adjust their programs and practices using self-determination theory principles. The book brings together self-determination theory experts and organizational psychology experts to talk about past and future applications of the theory to the field of organizational psychology. The book covers a wide range of topics, including: how to bring about commitment, engagement, and passion in the workplace; how to manage stress, health, emotions and violence at work; how to encourage safe and sustainable behavior in organizations; how factors like attachment styles, self-esteem, person-environment fit, job design, leadership, compensation, and training affect work motivation; and how work-related values and goals are forged by the work environment and affect work outcomes.

ISBN-10 9789542109310
Release 2017-06-29
Pages 752
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Сборник с доклади от Международна научна конференция, посветена на 20 години от създаването на катедра Маркетинг при Икономически университет – Варна, България, 29-30 Юни 2017 г.

Aging and Decision Making

Aging and Decision Making Author Thomas M. Hess
ISBN-10 9780124171558
Release 2015-02-17
Pages 432
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Decisions large and small play a fundamental role in shaping life course trajectories of health and well-being: decisions draw upon an individual's capacity for self-regulation and self-control, their ability to keep long-term goals in mind, and their willingness to place appropriate value on their future well-being. Aging and Decision Making addresses the specific cognitive and affective processes that account for age-related changes in decision making, targeting interventions to compensate for vulnerabilities and leverage strengths in the aging individual. This book focuses on four dominant approaches that characterize the current state of decision-making science and aging - neuroscience, behavioral mechanisms, competence models, and applied perspectives. Underscoring that choice is a ubiquitous component of everyday functioning, Aging and Decision Making examines the implications of how we invest our limited social, temporal, psychological, financial, and physical resources, and lays essential groundwork for the design of decision supportive interventions for adaptive aging that take into account individual capacities and context variables. Divided into four dominant approaches that characterize the current state of decision-making science and aging neuroscience Explores the impact of aging on the linkages between cortical structures/functions and the behavioral indices of decision-making Examines the themes associated with behavioral approaches that attempt integrations of methods, models, and theories of general decision-making with those derived from the study of aging Details the changes in underlying competencies in later life and the two prevailing themes that have emerged—one, the general individual differences perspective, and two, a more clinical focus

International Encyclopedia of Social Behavioral Sciences

International Encyclopedia of Social   Behavioral Sciences Author
ISBN-10 9780080548050
Release 2001-11-22
Pages 17500
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This Encyclopedia is the first attempt in a generation to map the social and behavioral sciences on a grand scale. Not since the publication in 1968 of the International Encyclopedia of the Social Sciences, edited by David L. Sills, has there been such an ambitious project to describe the state of the art in all the fields encompassed within the social and behavioral sciences. Available in both print (26 volumes) and online editions, it comprises 4,000 articles, commissioned by 52 Section Editors, and includes 90,000 bibliographic references as well as comprehensive name and subject indexes.

Financial Literacy for Millennials A Practical Guide to Managing Your Financial Life for Teens College Students and Young Adults

Financial Literacy for Millennials  A Practical Guide to Managing Your Financial Life for Teens  College Students  and Young Adults Author Andrew O. Smith CFO
ISBN-10 9781440834035
Release 2016-08-22
Pages 194
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A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. • Provides an understanding of the structure and institutions constituting the U.S. economic system • Shares knowledge about consumer finance and financial planning to enable young people to make better choices in their lives • Shows how to save and invest prudently and use debt wisely and effectively • Prepares millennials for the financial impact of life events so they will be empowered to take control of their financial futures • Includes a series of tips that summarize the important lessons from the book

Financial Capability and Asset Building in Vulnerable Households

Financial Capability and Asset Building in Vulnerable Households Author Margaret Sherraden
ISBN-10 9780190238568
Release 2018-06-22
Pages 472
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Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded dailywith vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As "first responders," they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles ofordinary working families. Financial Capability and Asset Building in Vulnerable Households is the first book of its kind. It prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stagewith key concepts, historical antecedents, and current financial challenges of families in America. The book provides knowledge and tools to assist families in pressing financial circumstances. It offers a lifespan perspective of financial capability and environmental influences on financialbehaviors and actions. This important text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. This is an essential text for preparing the next generation of practitioners who can enable families to achieve economicsecurity and development.

The Consumer Society

The Consumer Society Author Jean Baudrillard
ISBN-10 9781473994546
Release 2016-12-13
Pages 240
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Jean Baudrillard's classic text was one of the first to focus on the process and meaning of consumption in contemporary culture. Originally published in 1970, the book makes a vital contribution to current debates on consumption. The book includes Baudrillard's most organized discussion of mass media culture, the meaning of leisure, and anomie in affluent society. A chapter on the body demonstrates Baudrillard's extraordinary prescience for flagging vital subjects in contemporary culture long before others. This English translation begins with a new introductory essay.

Don t Buy That Health Insurance

Don t Buy That Health Insurance Author K. R. Woodfield
ISBN-10 1457515326
Release 2012-10
Pages 160
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You can reduce insurance premiums and lower your medical expenses. Millions of Americans benefit from this advice and now you can too! See the doctors you want to see! Health insurance should protect you against financial ruin, not cause it! The trick to choosing the right plan for your family is to do some homework first. Like a"friend in the business" this book outlines the things the insurance company's don't want you to know, that will save you thousands of dollars. You can keep your money in your wallet and put money in the bank! Don't let the monster eat your health care dollars. "Who knew a book about insurance would be a page turner?" Dr. B. Orange, MD "You are the Suzie Orman of Health Insurance." Robert Foster, Bridgewater Marble and Granite "An invaluable resource I go back to again and again." M. Hanhart, Business Coach " I never met anyone who worked so hard to talk me out of spending money." N. Lordi, Nalpro Business Solutions

Graduate and Undergraduate Study in Marriage and Family

Graduate and Undergraduate Study in Marriage and Family Author Jason D. Hans
ISBN-10 WISC:89078226354
Release 2005
Pages 352
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Graduate and Undergraduate Study in Marriage and Family assists prospective students and faculty advisers in identifying and comparing 235 bachelor's, master's, and doctoral programs in the United States and Canada. Sponsored by the National Council on Family Relations (NCFR).

Adolescents in families

Adolescents in families Author Geoffrey K. Leigh
ISBN-10 UOM:39015040519673
Release 1986
Pages 567
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Adolescents in families has been writing in one form or another for most of life. You can find so many inspiration from Adolescents in families also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Adolescents in families book for free.

Global Value Chains in a Changing World

Global Value Chains in a Changing World Author Deborah Kay Elms
ISBN-10 9287038821
Release 2013
Pages 409
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A collection of papers by some of the world's leading specialists on global value chains (GVCs). It examines how GVCs have evolved and the challenges they face in a rapidly changing world. The approach is multi-disciplinary, with contributions from economists, political scientists, supply chain management specialists, practitioners and policy-makers. Co-published with the Fung Global Institute and the Temasek

Housing and Interior Design

Housing and Interior Design Author Claudia D. Lazok
ISBN-10 1631265717
Release 2016-08-17
Pages 165
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The Housing and Interior Design Workbook contains activities that reinforce material presented in the Housing and Interior Design Textbook, offering a hands-on learning experience. "

The New Microfinance Handbook

The New Microfinance Handbook Author Joanna Ledgerwood
ISBN-10 9780821389287
Release 2013-02-01
Pages 530
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The New Microfinance Handbook provides a detailed overview of client financial service needs, the various providers and financial products and services that meet those needs, and the supporting functions that allow the financial market system to provide better, more appropriate financial services to the poor sustainably.

Creating a Budget

Creating a Budget Author
ISBN-10 0764585126
Release 1999
Pages 120
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CliffsNotes: Creating a Budget is the perfect tool for anyone looking to tune up their finances or save for the future. Discover how to budget your money with ease and find out about the many tools available to help. This book also covers online and Internet options plus a list of the best web site resources. CliffsNotes: Creating a Budget features expert advice on determining how to tailor a budget, how to plan for a particular saving goal, different ways to keep that savings account growing and more. Learn how to set goals and limits, regulate spending and find expert help when necessary. Filled with instructions and expert tips on starting a personal budget. Discover how to use a budget to regulate expenses and save money. Features advice on creating a savings plan that can grow with the future.

Food Nutrition Physical Activity and the Prevention of Cancer

Food  Nutrition  Physical Activity  and the Prevention of Cancer Author
ISBN-10 CHI:77147050
Release 2007-01-01
Pages 517
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The Second Expert Report, Food, Nutrition, Physical Activity, and the Prevention of Cancer: a Global Perspective offers the most up-to-date recommendations for individuals and populations. They are based on the conclusions of an expert panel that certain foods, drinks and lifestyle choices protect against or lead to the development of one or more types of cancer. Additionally, the report explains how the panel reached its conclusions and what those conclusions mean to researchers, educators, practitioners and policymakers around the world. It is the largest report of its kind ever done, covering 60 exposures in relationship to 17 cancer sites. 7,000 individual studies were consulted. Book includes a CD containing the most complete bibliography and presentation of the data ever compiled.