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Financial Capability and Asset Development

Financial Capability and Asset Development Author Julie Birkenmaier
ISBN-10 9780199344161
Release 2013-01-11
Pages 384
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This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. This book is a key resource for those interested in improving financial education and financial products and services for low-income families.



Financial Capability and Asset Building in Vulnerable Households

Financial Capability and Asset Building in Vulnerable Households Author Margaret Sherraden
ISBN-10 9780190238582
Release 2018-03-28
Pages 600
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Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded daily with vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As "first responders," they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles of ordinary working families. Financial Capability and Asset Building in Vulnerable Households is the first book of its kind. It prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stage with key concepts, historical antecedents, and current financial challenges of families in America. The book provides knowledge and tools to assist families in pressing financial circumstances. It offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. This important text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. This is an essential text for preparing the next generation of practitioners who can enable families to achieve economic security and development.



Assets and the Poor

Assets and the Poor Author Michael Sherraden
ISBN-10 9781315288352
Release 2016-09-16
Pages 344
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This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.



Financial Capability and Asset Building with Diverse Populations

Financial Capability and Asset Building with Diverse Populations Author Julie Birkenmaier
ISBN-10 0815385145
Release 2018
Pages 146
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Global economic recovery in the aftermath of the Great Recession has not been experienced equally: while the share of wealth owned by the richest 3% has grown, the share owned by the poorest 90% continues to decline, as reported by Oxfam in 2016. This wealth divide disproportionately affects racial and ethnic minority communities. This book underscores the importance of financial capability and asset building (FCAB) practice, policy and research during a period when vulnerable populations face increasingly difficult economic and financial realities. At the same time, retrenchment and privatization of government-sponsored social services have eroded the safety net available for families experiencing poverty or near-poverty conditions. The proliferation of products and services available from both formal and informal financial institutions highlights the need to promote FCAB to avoid and/or recover from financial difficulties, crises and poverty. The contributors to this volume disseminate findings from interventions designed to increase financial knowledge, financial management and financial access across several vulnerable populations, including immigrant communities. Further, they demonstrate the need for culturally sensitive FCAB service delivery, considering opportunities and barriers posed by past and current life situations, experiences and environments experienced by different populations. The book is aimed at policymakers, researchers and practitioners who assist financially vulnerable people. This book was originally published as a special issue of the Journal of Community Practice.



Financial Capability and Asset Holding in Later Life

Financial Capability and Asset Holding in Later Life Author Nancy Morrow-Howell
ISBN-10 9780199374328
Release 2014-12-29
Pages 256
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With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the poverty line. They are lacking the assets necessary to see them through a period of life that is often longer than expected and that requires more health and long-term care. While financial vulnerability can be most pronounced in old age, it is often created across decades, revealing itself in later years when there is little opportunity to reverse a lifetime of disadvantage. The concept of Financial Capability refers to both an individual and structural idea that combines a person's ability to act with their opportunity to act in their best financial interests. In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the book's chapters - written by leading experts in the field - blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective. Part 2 presents chapters addressing financial vulnerability of diverse racial and ethnic groups, people with disabilities, and immigrants. Part 3 includes chapters describing current policies, programs, and innovations, including a review of important issues of working and caregiving in later life, and a detailed assessment of "age-friendly" banking principles, banking products, services, and policies.



The Practice of Generalist Social Work

The Practice of Generalist Social Work Author Julie Birkenmaier
ISBN-10 9781315394893
Release 2017-01-12
Pages 668
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The fourth edition of The Practice of Generalist Social Work continues to teach students to apply micro, macro, and mezzo social work skills. This new edition strengthens the connection between the three levels of practice and is fully updated to the 2015 EPAS. This edition also contains more illustrations of theory and more context for deciding which type of intervention is a good fit. Most chapters now open with a case study and continually refer back to the case to provide additional connections between theory and real-life practice. Each chapter also incorporates a link to a Grand Challenge of Social Work from the American Academy of Social Work and Social Welfare, which shows the connection between social work and the most significant societal challenges of today. The Quick Guides within the text offer students guidance for their field experience and practice after graduation. The text also comes with a rich companion website that includes support materials and six unique cases that encourage students to learn by doing. Go to www.routledgesw.com to explore the cases and additional resources.



Grand Challenges for Social Work and Society

Grand Challenges for Social Work and Society Author Rowena Fong
ISBN-10 9780190859008
Release 2017-12-18
Pages 304
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The Grand Challenges for Social Work Initiative (GCSWI), which is spearheaded by the American Academy of Social Work and Social Welfare (AASWSW), represents a major endeavor for the entire field of social work. GCSWI calls for bold innovation and collective action powered by proven and evolving scientific interventions to address critical social issues facing society. The purpose of GCSWI was modeled after the National Academy of Engineering, which aimed to identify some of the most persistent engineering problems of the day and then put the attentions, energies, and funding of the entire field to work on them for a decade. The GCSWI does the same for social issues, tackling problems such as homelessness, social isolation, mass incarceration, family violence, and economic inequality. Grand Challenges for Social Work and Society is an edited book that will present the foundations of the GCSWI, laying out the start of the initiative and providing summaries of each of the twelve challenges. The 12 main chapters that form the core of the book, one on each of the dozen Grand Challenges, are written by the primary research teams who are driving each GC project.



Handbook of Consumer Finance Research

Handbook of Consumer Finance Research Author Jing Jian Xiao
ISBN-10 9783319288871
Release 2016-05-30
Pages 376
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This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.



Baby Boomers of Color

Baby Boomers of Color Author Melvin Delgado
ISBN-10 9780231538428
Release 2014-11-18
Pages 288
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Baby Boomers of Color has been writing in one form or another for most of life. You can find so many inspiration from Baby Boomers of Color also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Baby Boomers of Color book for free.



The Practicum Companion for Social Work

The Practicum Companion for Social Work Author Julie M. Birkenmaier
ISBN-10 0133783480
Release 2017
Pages 304
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Revised edition of the authors' The practicum companion for social work, c2011.



Chapters 6 9 The Practice of Generalist Social Work Third Edition

Chapters 6 9  The Practice of Generalist Social Work  Third Edition Author Associate Professor of Social Work Julie Birkenmaier
ISBN-10 9781317910374
Release 2014-01-21
Pages 274
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This text for generalist practice courses is also available with a treasure trove of related materials for use in a two or three-course practice sequence. The text helps translate the guiding theoretical perspectives of social justice, human rights, and critical social construction into purposeful social work practice. Six unique cases, specially written for this Series, provide a "learning by doing" framework unavailable from any other social work publisher. Companion readings and many other resources enable this text to be the centerpiece for three semesters of practice teaching. Go to www.routledgesw.com to learn more. This custom edition includes chapters 6-9 for instructors teaching the second semester of a three-semester generalist practice sequence, and is also available in e-book editions in a full range of digital formats.



Chapters 10 13 The Practice of Generalist Social Work Third Edition

Chapters 10 13  The Practice of Generalist Social Work  Third Edition Author Associate Professor of Social Work Julie Birkenmaier
ISBN-10 9781317910343
Release 2014-01-21
Pages 250
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This text for generalist practice courses is also available with a treasure trove of related materials for use in a two or three-course practice sequence. The text helps translate the guiding theoretical perspectives of social justice, human rights, and critical social construction into purposeful social work practice. Six unique cases, specially written for this Series, provide a "learning by doing" framework unavailable from any other social work publisher. Companion readings and many other resources enable this text to be the centerpiece for three semesters of practice teaching. Go to www.routledgesw.com to learn more. This custom edition includes chapters 10-13 for instructors teaching the third semester of a three-semester generalist practice sequence, and is also available in e-book editions in a full range of digital formats.



Chapters 1 5 The Practice of Generalist Social Work Third Edition

Chapters 1 5  The Practice of Generalist Social Work  Third Edition Author Associate Professor of Social Work Julie Birkenmaier
ISBN-10 9781317910404
Release 2014-01-21
Pages 330
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This text for generalist practice courses is also available with a treasure trove of related materials for use in a two or three-course practice sequence. The text helps translate the guiding theoretical perspectives of social justice, human rights, and critical social construction into purposeful social work practice. Six unique cases, specially written for this Series, provide a "learning by doing" framework unavailable from any other social work publisher. Companion readings and many other resources enable this text to be the centerpiece for three semesters of practice teaching. Go to www.routledgesw.com to learn more. This custom edition includes the first five chapters for instructors teaching the first semester of a three-semester generalist practice sequence, and is also available in e-book editions in a full range of digital formats.



Encyclopedia of Human Services

Encyclopedia of Human Services Author Howard Rosenthal
ISBN-10 9781136271373
Release 2014-07-02
Pages 196
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Dr. Howard Rosenthal, author of the best-selling counseling exam book of all time, the Encyclopedia of Counseling, has now created the Encyclopedia of Human Services: Master Review and Tutorial for the Human Services-Board Certified Examination (HS-BCPE). Helpers can read this book to snare the Human Services-Board Certified Practitioner (HS-BCP) credential to take their career to the next level! Dr. Rosenthal’s unique, reader-friendly style actually makes exam prep enjoyable! Reads like a novel, but imparts information like a graduate text. Who else wants to say, "I passed!"?



Chapters 10 13 The Practice of Generalist Social Work

Chapters 10 13  The Practice of Generalist Social Work Author Julie Birkenmaier
ISBN-10 9781351676762
Release 2017-05-26
Pages 262
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The fourth edition of?The Practice of Generalist Social Work?continues to teach students to apply micro, macro, and mezzo social work skills. This new edition strengthens the connection between the three levels of practice and is fully updated to the 2015 EPAS. This edition also contains more illustrations of theory and more context for deciding which type of intervention is a good fit. Most chapters now open with a case study and continually refer back to the case to provide additional connections between theory and real-life practice. Each chapter also incorporates a link to a Grand Challenge of Social Work from the American Academy of Social Work and Social Welfare, which shows the connection between social work and the most significant societal challenges of today. The Quick Guides within the text offer students guidance for their field experience and practice after graduation. The text also comes with a rich companion website that includes support materials and six unique cases that encourage students to learn by doing. Go to?www.routledgesw.com to explore the cases and additional resources.



Gender Violence in Poverty Contexts

Gender Violence in Poverty Contexts Author Jenny Parkes
ISBN-10 9781134665440
Release 2015-03-27
Pages 216
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This book is concerned with understanding the complex ways in which gender violence and poverty impact on young people’s lives, and the potential for education to challenge violence. Although there has been a recent expansion of research on gender violence and schooling, the field of research that brings together thinking on gender violence, poverty and education is in its infancy. This book sets out to establish this new field by offering innovative research insights into the nature of violence affecting children and young people; the sources of violence, including the relationship with poverty and inequality; the effects of violence on young subjectivities; and the educational challenge of how to counter violence. Authors address three interrelated aims in their chapters: to identify theoretical and methodological framings for understanding the relationship between gender, violence, poverty and education to demonstrate how young people living in varying contexts of poverty in the Global South learn about, engage in, respond to and resist gender violence to investigate how institutions, including schools, families, communities, governments, international and non-governmental organisations and the media constrain or expand possibilities to challenge gender violence in the Global South. Describing a range of innovative research projects, the chapters display what scholarly work can offer to help meet the educational challenge, and to find ways to help young people and those around them to understand, resist and rupture the many faces of violence. Gender Violence in Poverty Contexts will appeal to an international audience of postgraduate students, academics and researchers in the fields of international and comparative education, gender and women’s studies, teacher education, poverty, development and conflict studies, African and Asian studies and related disciplines. It will also be of interest to professionals in NGOs and other organisations, and policy makers, keen to develop research-informed practice. Winner of the 2016 Jackie Kirk Outstanding Book Award.



Chapters 1 5 The Practice of Generalist Social Work

Chapters 1 5  The Practice of Generalist Social Work Author Julie Birkenmaier
ISBN-10 9781351676731
Release 2017-05-25
Pages 346
Download Link Click Here

The fourth edition of?The Practice of Generalist Social Work?continues to teach students to apply micro, macro, and mezzo social work skills. This new edition strengthens the connection between the three levels of practice and is fully updated to the 2015 EPAS. This edition also contains more illustrations of theory and more context for deciding which type of intervention is a good fit. Most chapters now open with a case study and continually refer back to the case to provide additional connections between theory and real-life practice. Each chapter also incorporates a link to a Grand Challenge of Social Work from the American Academy of Social Work and Social Welfare, which shows the connection between social work and the most significant societal challenges of today. The Quick Guides within the text offer students guidance for their field experience and practice after graduation. The text also comes with a rich companion website that includes support materials and six unique cases that encourage students to learn by doing. Go to?www.routledgesw.com to explore the cases and additional resources.