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Lessons from Pension Reform in the Americas

Lessons from Pension Reform in the Americas Author Stephen J. Kay
ISBN-10 9780199226801
Release 2008
Pages 421
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Latin America has seen a host of pathbreaking pension reforms, including privatizations that have served as examples for governments throughout the world. Addressing pressing policy issues and highlighting a broad range of country experiences, this book provides an unparalleled account of the lessons from pension reform in North and South America

Pension Reform in Latin America and Its Lessons for International Policymakers

Pension Reform in Latin America and Its Lessons for International Policymakers Author Tapen Sinha
ISBN-10 9781461545033
Release 2012-12-06
Pages 306
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The experience of privatization of social security has been predominantly in the Latin American region. Eight countries have undertaken either full or partial privatization of pensions: Argentina, Bolivia, Chile, Colombia, El Salvador, Mexico, Peru, and Uruguay. What did the policymakers expect? Were expectations realized? Can we learn anything from the collective experience of these countries? Can they be applied to other countries that are aspiring to privatize? How did the World Bank and other international institutions affect these policies? Pension Reform in Latin America and Its Lessons for International Policymakers analyzes in detail these important questions. The book begins with a detailed account of economic conditions in Latin America. It then discusses various models that policymakers rely on. Starting with a purely demographic model, it lays out advanced models of overlapping generations of Samuelson. The book gives extensive details of privatized pensions in each of the eight reforming countries. Two chapters are devoted to analyzing the reform in each country. Finally, detailed lessons are drawn that will help shape the debate for policymakers in other countries.

A Quarter Century of Pension Reform in Latin America and the Caribbean

A Quarter Century of Pension Reform in Latin America and the Caribbean Author Carolin A. Crabbe
ISBN-10 1597820202
Release 2005-01-01
Pages 409
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A Quarter Century of Pension Reform in Latin America and the Caribbean has been writing in one form or another for most of life. You can find so many inspiration from A Quarter Century of Pension Reform in Latin America and the Caribbean also informative, and entertaining. Click DOWNLOAD or Read Online button to get full A Quarter Century of Pension Reform in Latin America and the Caribbean book for free.

US Pension Reform Lessons from Other Countries

US Pension Reform  Lessons from Other Countries Author
ISBN-10 9780881325638
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US Pension Reform Lessons from Other Countries has been writing in one form or another for most of life. You can find so many inspiration from US Pension Reform Lessons from Other Countries also informative, and entertaining. Click DOWNLOAD or Read Online button to get full US Pension Reform Lessons from Other Countries book for free.

Reimagining Pensions

Reimagining Pensions Author International Foundation of Employee Benefit Plans Professor Professor of Business Economics and Public Policy Professor of Insurance and Risk Management Executive Director Pension Research Council Olivia S Mitchell
ISBN-10 9780198755449
Release 2016-01-21
Pages 384
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The 1964 termination of the Studebaker Corporation's pension plan wiped out or significantly reduced the pensions of thousands of the automaker's employees and retirees. In response, the US Congress passed the 1974 Employee Retirement Income Security Act (ERISA), a monumental and revolutionary piece of legislation crafted to address corporate pension underfunding. The bill also set new rules regarding defined benefit (DB) and other retirement plans, and it established the Pension Benefit Guaranty Corporation as a government-run insurer to serve as a backdrop to U.S. corporate pensions. Despite the bill's far-ranging scope, in the decades since its passage, it has become evident that ERISA failed to achieve many of its intended objectives. The corporate pension scene today is in turmoil, and most private employers have terminated or frozen their traditional DB plans. In their place, employers are increasingly substituting defined contribution (DC) retirement saving plans, which pose a new set of responsibilities on employees and their firms. This volume investigates how and why traditional approaches to pension risk management have failed, and we also explore the new mechanisms required to strengthen retirement security for the future. Lessons from international experience are also included, ranging from Singapore to Switzerland, and the Netherlands to Australia.

Development Centre Studies The Second Generation Pension Reforms in Latin America

Development Centre Studies The Second Generation Pension Reforms in Latin America Author Queisser Monika
ISBN-10 9789264163614
Release 1998-09-30
Pages 144
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This study provides a detailed description of all second-generation pension reforms in Latin America to date, evaluates the first years of operations of the new systems and outlines the problems and challenges which the systems are still facing.

How to Make Your Money Last

How to Make Your Money Last Author Jane Bryant Quinn
ISBN-10 9781476743783
Release 2016-01-05
Pages 384
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Turn your retirement savings into a steady paycheck that will last for life with Jane Bryant Quinn’s “‘how to’ book that covers every phase of retirement finance. Bottom line, anyone on the retirement track or in retirement should own this book” (Huffington Post). Today, people worry that they’re going to run out of money in their older age. That won’t happen if you use a few tricks for squeezing higher payments from your assets—from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and—critically—how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years. With this book, financial expert Jane Bryant Quinn, “America’s dean of personal finance” (Forbes), explains how to turn your retirement funds into a paycheck that will last for life. She also shows how to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you’ll still have spending money ten and twenty years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they’d hoped for, this book will become the essential guide—“a hugely valuable resource for readers, wherever they are on their personal financial timeline” (Publishers Weekly, starred review).

Corruption and Reform

Corruption and Reform Author Edward L. Glaeser
ISBN-10 9780226299594
Release 2007-11-01
Pages 396
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Despite recent corporate scandals, the United States is among the world’s least corrupt nations. But in the nineteenth century, the degree of fraud and corruption in America approached that of today’s most corrupt developing nations, as municipal governments and robber barons alike found new ways to steal from taxpayers and swindle investors. In Corruption and Reform, contributors explore this shadowy period of United States history in search of better methods to fight corruption worldwide today. Contributors to this volume address the measurement and consequences of fraud and corruption and the forces that ultimately led to their decline within the United States. They show that various approaches to reducing corruption have met with success, such as deregulation, particularly “free banking,” in the 1830s. In the 1930s, corruption was kept in check when new federal bureaucracies replaced local administrations in doling out relief. Another deterrent to corruption was the independent press, which kept a watchful eye over government and business. These and other facets of American history analyzed in this volume make it indispensable as background for anyone interested in corruption today.

Learning from foreign models in Latin American policy reform

Learning from foreign models in Latin American policy reform Author Kurt Gerhard Weyland
ISBN-10 0801879167
Release 2004
Pages 302
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Leading academic experts and policy practitioners examine the influence of the international financial institutions and discuss how foreign models influenced their own decision making in crucial areas of social policy such as pensions, unemployment insurance, and health care.

Dismantling Solidarity

Dismantling Solidarity Author Michael A. McCarthy
ISBN-10 9781501708190
Release 2017-02-01
Pages 240
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Why has old-age security become less solidaristic and increasingly tied to risky capitalist markets? Drawing on rich archival data that covers more than fifty years of American history, Michael A. McCarthy argues that the critical driver was policymakers' reactions to capitalist crises and their political imperative to promote capitalist growth. Pension development has followed three paths of marketization in America since the New Deal, each distinct but converging: occupational pension plans were adopted as an alternative to real increases in Social Security benefits after World War II, private pension assets were then financialized and invested into the stock market, and, since the 1970s, traditional pension plans have come to be replaced with riskier 401(k) retirement plans. Comparing each episode of change, Dismantling Solidarity mounts a forceful challenge to common understandings of America’s private pension system and offers an alternative political economy of the welfare state. McCarthy weaves together a theoretical framework that helps to explain pension marketization with structural mechanisms that push policymakers to intervene to promote capitalist growth and avoid capitalist crises and contingent historical factors that both drive them to intervene in the particular ways they do and shape how their interventions bear on welfare change. By emphasizing the capitalist context in which policymaking occurs, McCarthy turns our attention to the structural factors that drive policy change. Dismantling Solidarity is both theoretically and historically detailed and superbly argued, urging the reader to reconsider how capitalism itself constrains policymaking. It will be of interest to sociologists, political scientists, historians, and those curious about the relationship between capitalism and democracy. 0

Privatizing Pensions

Privatizing Pensions Author Mitchell A. Orenstein
ISBN-10 1400837669
Release 2008-08-11
Pages 232
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To what extent do international organizations, global policy networks, and transnational policy entrepreneurs influence domestic policy makers? Have we entered a new phase of globalization that, unbeknownst to most citizens, shapes policies that used to be the sole domain of domestic politics? Privatizing Pensions reveals how international institutions--such as the World Bank, USAID, and other transnational policy actors--have played a seminal role in the development, diffusion, and implementation of new pension reforms that are transforming the postwar social contract in more than thirty countries worldwide, including the United States. Mitchell Orenstein shows how transnational actors have driven change in a policy area once thought to be beyond reform in many countries, and how they have done so by deploying their unique resources and legitimacy to promote new ideas, recruit disciples worldwide, and provide a broad range of technical assistance to government reformers over the long term. He demonstrates that while domestic decision makers may retain veto power over these reforms--which replace traditional social security with individual pension savings accounts--transnational policy makers play the role of "proposal actors," shaping the information, preferences, and resources of their domestic clients. Privatizing Pensions argues that even the most quintessentially domestic areas of policy have been thoroughly globalized, and that these international influences must be better understood.

Revista de an lisis econ mico

Revista de an  lisis econ  mico Author
ISBN-10 UTEXAS:059173002652040
Release 1994
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Revista de an lisis econ mico has been writing in one form or another for most of life. You can find so many inspiration from Revista de an lisis econ mico also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Revista de an lisis econ mico book for free.

Retirement System Risk Management

Retirement System Risk Management Author Olivia S. Mitchell
ISBN-10 9780198787372
Release 2016-10-13
Pages 216
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In the wake of the worst financial crisis since the Great Depression, lawmakers and regulators around the world have changed the playbook for how banks and other financial institutions must manage their risks and report their activities. The US Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act, and the European System of Financial Supervision (ESFS) is also crafting a framework to supervise regulated financial sector institutions including banks, insurers, pension funds, and asset managers. The implosion of the financial sector has also prompted calls for accounting changes from those seeking to better understand how assets and liabilities are reported. Initially banks were seen by many as the most important focus for regulatory reform, but other institutions are now attracting policymaker attention. There is logic to this in terms of managing systemic risk and ensuring a level playing field that avoids arbitrage between institutional structures. Yet the nature of pension and insurer liabilities is so different from that of bank liabilities that careful attention is needed in drafting appropriate rules. The new rules are having both direct and spill-over effects on retirement systems around the world. The first half of this volume undertakes an assessment of how global responses to the financial crisis are potentially altering how insurers, pension plan sponsors, and policymakers will manage risk in the decades to come. The second half evaluates developments in retirement saving and retirement products, to determine which and how these might help meet shortfalls in retirement provision.

Faculty Retirement

Faculty Retirement Author Lotte Bailyn
ISBN-10 1620361914
Release 2014
Pages 280
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This book addresses the critical and looming issue of retirement in higher education as the cohort of boomer generation faculty come to the close of their careers. On the one hand institutions need to replenish themselves, and so need older employees to retire. On the other, mass retirements can decimate departments, creating the need for mass hiring that will create another crisis in the future. At the same time, with the elimination of mandatory retirement, many faculty are working on into and beyond their seventies because they feel they still have much to contribute, because their identities are closely tied to their work, because they wish to remain connected to their institutions, or for financial reasons. Given institutions' legal constraints and planning exigencies, and faculties' varied motivations, what are the options that can satisfy the needs of both parties? This book presents a range of examples of how institutions of all types and sizes are addressing these dilemmas, and how faculty members have helped create or shape policies that address their needs and continue to play meaningful roles at their institutions. The contributors describe practices that address the concerns of those already nearing or in retirement, propose approaches to creating opportunities to start these sensitive discussions and address financial planning at early career stages, and outline strategies for developing clear structures and policies and communication so that individuals have a full understanding of their options as they make life-changing decisions. This book presents models from fifteen colleges and universities identified by the American Council on Education through a competition for having developed innovative and effective ways to help faculty transition into retirement. It offers clear messages about the need for greater transparency in addressing retirement and transitions, for better communication, and for close coordination between human resources and academic administrators. It offers a roadmap for HR personnel, senior administrators, department chairs, and faculty themselves. Published in association with ACE [ACE logo]

Social Security Bulletin

Social Security Bulletin Author
ISBN-10 UCBK:C098780384
Release 2011
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Social Security Bulletin has been writing in one form or another for most of life. You can find so many inspiration from Social Security Bulletin also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Social Security Bulletin book for free.

Financial Decision Making and Retirement

Financial Decision Making and Retirement Author Olivia S. Mitchell
ISBN-10 9780198808039
Release 2017-10-05
Pages 304
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As the world's population lives longer, it will become increasingly important for plan sponsors, retirement advisors, regulators, and financial firms to focus closely on how older persons fare in the face of rising difficulties with cognition and financial management. This book offers state-of-the-art research and recommendations on how to evaluate when older persons need financial advice, help them make better financial decisions, and to identify policy options for handling these individual and social challenges efficiently and fairly. This latest volume in the Pension Research Council series, draws lessons from theory and practice, and will be of interest to employees and retirees, consumers and researchers, and financial institutions working to design better retirement plan offerings.

NBER Working Paper Series

NBER Working Paper Series Author
ISBN-10 STANFORD:36105112369769
Release 2002
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NBER Working Paper Series has been writing in one form or another for most of life. You can find so many inspiration from NBER Working Paper Series also informative, and entertaining. Click DOWNLOAD or Read Online button to get full NBER Working Paper Series book for free.