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The Road Out of Debt Website

The Road Out of Debt   Website Author J. N. Feeney
ISBN-10 047087564X
Release 2010-08-05
Pages 400
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A practical guide to getting out of debt and understanding the option of personal bankruptcy The current credit and financial crises have prompted Joan Feeney, a preeminent Massachusetts Bankruptcy Judge, and Theodore Connolly, a Finance and Bankruptcy Attorney, to write a book that will help people handle their financial troubles. The Road Out of Debt seeks to assist those considering bankruptcy by demystifying the bankruptcy process and explaining what you can expect to gain (or lose) from it. With the insights of both a bankruptcy judge and a bankruptcy lawyer, you'll be able to determine when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how best to work through the bankruptcy process, if you so choose. With millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely. An exceptional resource for anyone contemplating bankruptcy or otherwise trying to figure out how to handle their debt Puts the bankruptcy process in perspective and reveals specific steps to follow Discusses how to decide whether or not bankruptcy is the right path for you Written by a well-respected bankruptcy judge and bankruptcy attorney As more people find themselves entering financial difficulties, an increasing number of them will need information to help them through these problems. The Road Out of Debt provides you with the serious solutions needed to overcome a personal financial crisis.



A Survival Guide to Debt

A Survival Guide to Debt Author Mitchell Allen
ISBN-10 9781929774708
Release 2009
Pages 282
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For readers who are paying bills with credit cards, cringing every time the telephone rings, avoiding stacks of unopened overdue notices, or facing foreclosure, Mitchell L Allen offers a practical resource full of hope. In this guide Allen empowers readers to make smart choices about how to emerge from debt and recover from the devastating financial and emotional effects of hard times. Unlike other debt-relief authors, Allen doesn't focus on bankruptcy or avoiding bankruptcy; he presents all of the options available and explains how to take advantage of them. He teaches readers: How to deal with financial trouble on their own, including negotiating with creditors; Where to find professional help with debt problems; How to determine if bankruptcy is the best solution; How to file for bankruptcy; How to regain control of their lives and their finances -- forever. Filled with proven and effective strategies for finding a way out of the debt forest, this guide provides the dearest path from debt-induced insanity .to financial security.



Get Out of Debt with Alvin Hall

Get Out of Debt with Alvin Hall Author Alvin Hall
ISBN-10 9781444712452
Release 2006-05-22
Pages 128
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Money can't buy you happiness but debt will always bring you grief... Here's the essential guide to living your life without the anxiety of debt. From identifying why you got into debt in the first place to the basics of how to get out of trouble. Including: creating a realistic personal budget, prioritizing debt and designing a repayment scheme, when is bankruptcy the best option?, how to stay out of debt, long term... The first in the new series of mini-guides from the inimitable Alvin Hall, GET OUT OF DEBT is typically no-nonsense and realistic about the 'how to' and inspiring on the benefits of being debt-free.



Solve Your Money Troubles

Solve Your Money Troubles Author Robin Leonard
ISBN-10 9781413321708
Release 2015-07-01
Pages 392
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Are you overwhelmed by your debts? Feeling squeezed by the housing bust? Or simply want to get smarter about managing your money? If you're ready to regain your financial freedom, you'll find everything you need in this comprehensive guide. Solve Your Money Troubles shows you how to: prioritize debts & create a budget negotiate with creditors stop harassment by debt collectors deal with wage garnishment, car repossession, and foreclosure reduce student loan payments know what to expect if a creditor sues rebuild your credit decide if bankruptcy is the right option for you To make the process easier, Solve Your Money Troubles includes sample letters to negotiate with creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan.



Money Girl s Smart Moves to Grow Rich

Money Girl s Smart Moves to Grow Rich Author Laura D. Adams
ISBN-10 1429942665
Release 2010-12-21
Pages 272
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Tired of worrying about your financial situation but aren't sure what to do or where to start? Stop stressing! No matter how much you earn (or how much you owe) you can take control of your money—and it won't be nearly as hard as you think. Millions of people already benefit from the expert advice Laura D. Adams dispenses in her weekly Money Girl podcast and know firsthand that little changes can lead to big rewards. Laura doesn't tell you what you can and can not buy with your own hard-earned money; instead, she gives you guidance, tips, and tricks you need to make the most of it by finding out how to: - Assess your current financial situation and set achievable, realistic goals - Get out of debt faster—and stay out for good - Manage your 401(k) or Roth IRA like a pro - Take advantage of every available tax deduction to owe less and save more - Choose smarter investments so you can watch your money grow - Use the most up-to-date technology to make managing your money much easier Whether you're learning the quickest way to improve your credit score or the seven essential tips for preventing identity theft, you'll be surprised—and relieved—at just how doable it all is. Chock-full of quick and dirty tips that explain what you need to know without bogging you down with what you don't, Money Girl's Smart Moves to Grow Rich will ensure you have the kind of life you want and the future you've always dreamed of. Money Girl's Smart Moves to Grow Rich won the prestigious Excellence in Financial Literary Education (EIFLE) Award for 2011.



Corporate Financial Distress and Bankruptcy

Corporate Financial Distress and Bankruptcy Author Edward I. Altman
ISBN-10 9781118046043
Release 2010-03-11
Pages 368
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A comprehensive look at the enormous growth and evolution of distressed debt, corporate bankruptcy, and credit risk default This Third Edition of the most authoritative finance book on the topic updates and expands its discussion of corporate distress and bankruptcy, as well as the related markets dealing with high-yield and distressed debt, and offers state-of-the-art analysis and research on the costs of bankruptcy, credit default prediction, the post-emergence period performance of bankrupt firms, and more.



Get Out of Debt

Get Out of Debt Author Sarah Modlock
ISBN-10 0340943203
Release 2007
Pages 253
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Provides practical advice, emotional comfort real-life messages of help and hope. This work guides you through both the practical issues and the complicated feelings you face. It is split into five sections to give you the right support at the right time.



Solve Your Money Troubles

Solve Your Money Troubles Author Robert Morley
ISBN-10
Release 2013-10-17
Pages 48
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With the world locked in the constricting grip of recession and hurtling toward the biblically prophesied days of reckoning, you urgently need to put your financial house in order. Regardless of financial condition, and regardless of surrounding economic conditions, you can prosper! But to do so, you must take certain concrete action. Sacrifices must be made, at least for a short while. But the result will be a happy, reduced-stress lifestyle. Are you ready to experience the financial freedom, the peace of mind and the abundant, joy-filled life that directly result from practicing God’s laws on finance? In this booklet: • How to Keep Your Job in a Recession • How to Save Money During a Recession • Flee the Credit Trap • Getting Out of Debt: An Emergency Crash Course • Investing for the Future • Plan Your Estate • Finding Joy During a Recession This ebook is offered completely free of charge by the Philadelphia Church of God. However, please not that Google Play will need a verified Google Wallet account which requires your credit card information. In a small number of countries, a temporary authorization of $1 will be charged to your account but will be refunded. This refund can take up to 1 month to process.



Life Skills Literacy

Life Skills Literacy Author Richard S. Kimball
ISBN-10 0825138302
Release 1998-01-01
Pages 80
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Topics include: Spending Limits Budget Basics Budget Categories A Place to Live Paying for Utilities Shoppers' Choices In the Supermarket Saving on Clothes Thoughts on Transportation Money Emergencies About Insurance Discretionary Income Sales Promotions Spending at Home Free Entertainment Renting This and Buying That Paying for Health Giving Money and Hours Investing Money Credit Cards Warranties and Complaints Taxes In Time of Trouble Learning more See other Life Skills Literacy titles



How to Legally Settle Your Personal Credit Card Debt for Pennies on the Dollar

How to Legally Settle Your Personal Credit Card Debt for Pennies on the Dollar Author Martha Maeda
ISBN-10 9781601383280
Release 2010
Pages 288
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Do you struggle each month to make minimum credit card payments? Are you 30, 60, or even 90 days late on several accounts? If so, you aren’t alone. According to a January 2010 report from the U.S. Federal Reserve, there are 609.8 million credit cards held by U.S. consumers, and the average credit card debt per household is $15,519. In the last 12 months, 15 percent of American adults, or nearly 34 million people, have been late making a credit card payment, and 8 percent (18 million people) have missed a payment entirely, according to the National Foundation for Credit Counseling. If these statistics hit home for you, don’t turn to bankruptcy to solve your financial woes. This book will provide you with the tools to legally settle your credit card accounts — without ruining your financial situation for years to come. How to Legally Settle Your Personal Credit Card Debt for Pennies on the Dollar is for everyone who is unable to pay mounting minimum payments on their credit cards. You will learn everything you need to know about the basics of credit card debt, including interest rates, finance charges, minimum payments, and late fees. Discover what actually happens to your credit when you are late making your payments or stop making payments altogether and how long it takes before your credit cards debt is sold to a collection agency. This book will provide tips and strategies for negotiating with your original creditor and collection agencies and sample settlement letters you can use when working with creditors. Equip yourself with proven strategies for legally challenging the validity of your credit card debt and information on how to determine whether your rights are being violated under the Fair Debt Collection Practices Act. You will find out the advantages of not filing bankruptcy and how to work with credit counselors and avoid debt-reduction scams. Once you have successfully settled your debt and avoided bankruptcy, you will learn how to avoid repeating these mistakes in the future by setting budgets, cutting costs, and lowering interest rates. Learn how the Credit Card Accountability, Responsibility, and Disclosure Act, which went into effect in February 2010, affects you as a consumer. While these new rules do not absolve consumers of their obligations, they do mean that credit card companies can no longer retroactively increase rates, charge misleading late fees, or use over-limit fee traps. We have spent hundreds of hours interviewing top financial experts, bill collectors, and individuals just like you who were able to legally settle their credit card debt without resorting to bankruptcy. If you are tired of dodging phone calls from collectors or worrying about how missed payments have ruined your credit score, get yourself back to a more stable financial situation — one where credit card debt is a thing of the past.



The Total Money Makeover

The Total Money Makeover Author Dave Ramsey
ISBN-10 9781595550781
Release 2009-12-29
Pages 259
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A strategy for changing attitudes about personal finances covers such topics as getting out of debt, the dangers of cash advances and keeping spending within income limits.



Bankruptcy of Our Nation Revised and Expanded

Bankruptcy of Our Nation  Revised and Expanded Author Jerry Robinson
ISBN-10 9781614582601
Release 2012-08-12
Pages 300
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"It's no secret that the U.S. national debt is in the tens of trillions. But did you know that America also has future unfunded obligations of over $118 trillion? Unfortunately, America's politicians have no plan to solve our mounting fiscal and monetary crisis. But you don't have to watch this unfold in fear of your financial future. The time for debate is over... It's time to prepare! In this revised and expanded release of Bankruptcy of Our Nation, Jerry Robinson offers you the ultimate financial survival guide. Robinson, an Austrian economist, columnist, and radio host, is featured weekly on Worldnetdaily.com, quoted by USA Today, has appeared on Fox News, and has written columns for Townhall and FinancialSense. Allow him to guide you with details of the 21 income streams you can create now and in retirement Specific ways to inflation-proof your investment portfolio using the P.A.C.E. (Precious Metals, Agriculture, Commodities, and Energy) Method How to create a diversified six-month liquid savings reserve that uses stable foreign currencies and precious metals. And the 5 Levels of Financial Freedom that Jerry has personally used to build true wealth and create complete financial security. You can survive this economic crisis, but you can't wait. It’s time to take action. Let this book show you how to become a better investor and create multiple streams of income."



Drop Debt

Drop Debt Author Harvey Z
ISBN-10 1929774923
Release 2010
Pages 244
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As the former president of the National Consumer Council, author Harvey Z. Warren has helped thousands of families find relief from crippling debt. "Drop Debt" is a continuation of his work, aimed at rescuing millions who are teetering on the edge of bankruptcy. This no-holds-barred examination of the American debt crisis reveals the inner workings of the personal debt industry, while presenting lessons and action plans for readers who want to reclaim a debt-free life. Readers will find relief in understanding that they are not alone in struggling with their financial problems.With powerful first-person testimonies, well-researched background material, and a conversational yet authoritative tone, the book provides readers with the confidence and the skills they need to overcome the shame of debt, take control of their finances, and live a comfortable life well in the black.



Personal Finance

Personal Finance Author Arthur J. Keown
ISBN-10 0132213893
Release 2007
Pages 640
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Personal Finance has been writing in one form or another for most of life. You can find so many inspiration from Personal Finance also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Personal Finance book for free.



Broke

Broke Author Katherine Porter
ISBN-10 9780804780582
Release 2012-01-11
Pages 320
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About 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse—with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. Broke explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America. While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life—going to college, buying a house, starting a small business—carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one's financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative. Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, Broke presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates.



Get Out of Debt

Get Out of Debt Author Steve Rhode
ISBN-10 0967025508
Release 1999
Pages 221
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Get Out of Debt has been writing in one form or another for most of life. You can find so many inspiration from Get Out of Debt also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Get Out of Debt book for free.



The Path to Happiness and Wealth

The Path to Happiness and Wealth Author Steve Rhode
ISBN-10 0967025524
Release 2002
Pages 189
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The Path to Happiness and Wealth has been writing in one form or another for most of life. You can find so many inspiration from The Path to Happiness and Wealth also informative, and entertaining. Click DOWNLOAD or Read Online button to get full The Path to Happiness and Wealth book for free.